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FAQs: Payment Options & Details

What payment methods can I use?

The following credit cards are accepted: Visa®, Mastercard®, American Express, and Discover. Debit cards and Apple Pay are also accepted. Health Savings Account (HSA) or Flexible Spending Account (FSA) cards can also be used if they work as credit/debit cards. We also offer a buy now pay overtime via Klarna and Affirm.


You may be able to use FSA/HSA funds to purchase a lab test. However, we do not determine eligibility of expenses under the rules for your HSA/FSA. Please check with your health account administrator to see if these expenses are eligible for reimbursement under your plan.

Can I use a Health Savings Account (HSA) or a Flexible Spending Account (FSA) card?

Health Savings Account (HSA) or Flexible Spending Account (FSA) cards can be used as long as they work as credit/debit cards. You may be able to use FSA/HSA funds to purchase a lab test. However, we do not determine eligibility of expenses under the rules for your HSA/FSA. Please check with your health account administrator to see if these expenses are eligible for reimbursement under your plan.

Will my insurance cover the tests that I purchase?

No. The lab tests available for purchase on questhealth.com are only for individuals who want to pay directly for testing and do not want to seek reimbursement from their insurance carrier or the government. You understand that Services purchased under or through Quest are solely your financial responsibility.

Is my payment information secure?
Yes. We use Transport Layer Security (TLS) to encrypt your credit card number, name, and address information so only QuestDiagnostics.com is able to decode your information.
What if tests were not performed?
If we were unable to perform a test that was purchased, you will see a "Test Not Performed" (TNP) message on your result, and you will be refunded to the original form of payment used in the purchase.
Klarna Payment Information

If you are having issues with your Klarna payments please contact their customer support here.

 

Klarna helps you elevate your shopping game. When you choose Klarna at checkout, you’ll get the option to shop now and pay later for your purchase. Questhealth.com offers three different payment options through Klarna:

  • Pay in 4: Split your purchase into 4 interest-free payments so you can spread the cost over time. The card or bank account of your choice will be automatically charged every 2 weeks. No interest or fees when you pay on time.*
  • Fair financing: Apply for monthly financing directly at checkout. A short application will provide an instant decision for you. With no hard credit check there is no impact to your credit to apply. Once you’ve been approved, you’ll receive reminders and can manage your payments directly in the Klarna app. No fees when you pay on time. Monthly financing products are issued by WebBank.
  • Pay in 30 days: Make your purchase today and take up to 30 days before you pay in full.** No upfront payment, no interest, and no fees when you pay on time.  

To learn how Klarna works, click here. 
To download the Klarna app, click here. 
To log in to Klarna, online click here. 

 

*See payment terms. A higher initial payment may be required for some consumers. CA resident loans made or arranged pursuant to a California Financing Law license.
**See payment terms. CA resident loans made or arranged pursuant to a California Financing Law license.

Affirm Payment Information

If you are having issues with your Affirm payments, please contact their customer support here.

 

Questhealth.com offers two different payment options through Affirm:

  • Pay in 4: Make 4 interest-free payments every 2 weeks. No interest or fees.* Set up easy, automatic payments. ​
  • Monthly payments: Choose monthly installments. No hidden fees—ever. What you see is what you pay. Set up easy, automatic payments.​*

To learn how Affirm works, click here.
To download the Affirm app, click here.
To log in to Affirm online, click here.

*For more information on payments and terms click here.

I used an eGift card and my order expired or something wasn't tested - how does the refund work?

In the event a refund is needed and you paid with an eGift card, we will refund your eGift card first by issuing a new one and then, if needed, funds will be returned to the credit card.

Can I combine or use multiple eGift cards on a single purchase?

No, only one eGift card can be used during a purchase and eGift cards cannot be combined

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