Pay in 4 allows you to split your purchase into 4 interest-free payments, paid every 2 weeks. Once your items are in your cart, just choose Klarna at checkout. The first payment will be taken from your credit card, debit card or bank account when your order is Fulfilled. The remaining three payments will be automatically charged every 2 weeks afterwards.​

To be eligible to use Klarna, you must: Be a resident of the United States or its territories (excluding AZ, AK and HI), be at least 18, have a valid card/bank account, have a positive credit history and be able to receive verification codes via text. ​

Pay in 4: Split your purchase into 4 interest-free payments so you can spread the cost over time. The card or bank account of your choice will be automatically charged every 2 weeks. No interest or fees when you pay on time.*See payment terms. A higher initial payment may be required for some consumers. CA resident loans made or arranged pursuant to a California Financing Law license.​

Fair financing: Apply for monthly financing directly at checkout. A short application will provide an instant decision for you. With no hard credit check there is no impact to your credit to apply. Once you’ve been approved, you’ll receive reminders and can manage your payments directly in the Klarna app. No fees when you pay on time. Monthly financing products are issued by WebBank.​

Pay in 30 days: Order today and enjoy up to 30 days before you pay in full.** Now you can receive your purchase, make sure you love it IRL, and only pay for what you decide to keep. No upfront payment, no interest, and no fees when you pay on time.**See payment terms. CA resident loans made or arranged pursuant to a California Financing Law license.​

Klarna currently accepts most debit and credit cards (i.e., Mastercard, Visa, Discover, American Express), as well as checking accounts for ACH payments. Please note, prepaid cards are not accepted.​

It’s a simple, 2-step application process with an instant decision. When approved, you can manage your payments and get payment reminders in the Klarna App. Split your purchase into four equal payments. Just enter the credit or debit card details of your choice and make automatic payments every two weeks.​

There are no interest or fees when you pay on time. Klarna will email you if your payment is unsuccessful and try one or more times to collect it. If they can’t collect it, it will be added to your next payment along with a late fee of up to $7.00. The aggregate sum of your late fees will never exceed 25% of your order value at the time of purchase. Your credit score will not be impacted when you use Klarna payment products.​

If you are having issues with payment, please visit Klarna's customer service page for contact information. Click here.

Any refunds, partial refunds or cancellation information will show in your Klarna account.

To learn how Klarna works click here.​

To download the Klarna app click here.

Visit Klarna's website here to see all FAQs and to contact them directly: https://www.klarna.com/us/customer-service/

Affirm is a smarter way to pay over time. Shop pretty much anywhere and pay at your own pace without any fees, so you can get the things you love without breaking your budget.​

To be eligible to use Affirm, you must: Be a resident of the United States or its territories (excluding AZ, AK and HI) and be at least 18. ​

Pay in 4: Make 4 interest-free payments every 2 weeks. Great for everyday purchases. No interest or fees. No impact on your credit score. Set up easy, automatic payments. ​

Monthly payments: Choose monthly installments. Perfect for big-ticket items. No hidden fees—ever. What you see is what you pay. Set up easy, automatic payments.​

Pay with your debit card, checking account, or Affirm savings account for all Affirm purchases at affirm.com or in the Affirm app.​

Fees: They don’t charge any fees. That means no late fees, no prepayment fees, no annual fees, and no fees to open or close your account.​

Interest: Depending on the size of your purchase and where you’re shopping, your payment plan may include interest. You’ll never owe more interest than you agree to on day one—so you always know exactly what you’re getting into. ​

If you are having issues with payment please visit Klarna's customer service page for contact information. Click here

Any refunds, partial refunds or cancellation information will show in your Affirm account.

To learn how Affirm works click here.

Visit Affirm’s website FAQs click here.

To contact Affirm click here.